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• How do I know if I’m an Authorized Legal Representative (ALR)?

  An Authorized Legal Representative (ALR) is someone who is allowed under state and federal law to make decisions for the STABLE account beneficiary. You’re an ALR if you are selected by the eligible beneficiary with legal capacity, you have Power of Attorney, are a conservator or legal guardian,...

• How do I load the card?

  The STABLE Visa® Card offers a convenient way for beneficiaries and Authorized Legal Representatives (also known as ALRs) to spend funds from a STABLE account. Here’s how to fund your STABLE Visa Card: Log in to your STABLE account at www.sumday.com/login Once you’ve logged in, initiate a...

• How do I make a gift contribution online?

  To contribute online, first make sure the recipient has set up their gifting page. Then, use their gifting page link to fill out the fields as directed — it’s just the usual stuff, like your name, address, the amount you want to contribute and the occasion for your generosity.

• How do I manage different bank accounts with multiple beneficiaries?

  If you are managing ABLE accounts for more than one beneficiary, you can use the same banking information on multiple accounts. The bank account has to be added to each plan account individually.

• How do I open an account?

  Once you’ve gone through all the eligibility requirements, it only takes 10 minutes to open an account online. You (or your Authorized Legal Representative) will need to have some basic information handy. Once you’ve been verified, you’ll set up the account details by:  Creating a...

• How do I prove a qualified expense?

  Keep your receipts and documentation for all qualified expenses in case the IRS wants to see them. We don’t require proof of your expenses, but you should have it for your records.

• How do I prove my eligibility?

  You will be asked a series of questions when opening your account. Although you will not need to produce a copy of your diagnosis in order to open an account, you must have a record of the diagnosis available.

• How do I set limits on my STABLE Visa® Card?

  The card administrator can customize where the card can and can’t be used to make purchases, and settings can be adjusted to allow or block categories of spending and even block specific vendors. You can update the settings at any time by logging in to your STABLE Visa® Card administrator...

• How do I set up my gifting page?

  To create a gifting page:  Sign in: Click the gifting link on your account overview page.  Choose what people see: Select whether or not you want to share the progress you’ve made toward your gifting limit.  Review & Publish: Get a preview of what it will look like when someone visits your...

• How do I set up SSA direct deposits?

  Complete the setup process in three simple steps: Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go to “Transfers > Direct Deposit.” Enter your information and retrieve your direct deposit details that can be provided to the SSA —...